Meet Your Kensington Insurance Agency Team
Providing High-Quality Support and Service with a Personal Touch
Our Kensington Insurance Agency core team members each bring unique experience to our company and together we aim to provide you with the highest quality customer support and service possible. Learn more about what it's like to work with us, services we can provide, and a little about what we do when we're not focused on supporting you.
Scroll through this page or click on a Kensington Insurance Agency team member photo or name to find out more about each of our experts.
NICOLE M. CALOW

WORKING WITH ME
I've been a professional in the insurance industry since 2008. In addition to my insurance experience, I have a bachelor's degree in Finance.
My experience provides a deep understanding of client's coverage needs, enabling me to provide highly personalized insurance policies for each individual supporting, Kensington's values to provide customized protection for what's most important to you. I love meeting and helping new clients and building new relationships. Helping people is my passion and I strive to provide the best customer experience possible.
KENSINGTON TEAM MEMBER SINCE
2006
ABOUT ME
When not focused on supporting Kensington Insurance Agency clients, I enjoy trying to keep up with my young, energetic son, traveling with my family, and spending time on the water boating with my husband and son.
SERVICES I PROVIDE
Visit Our Services to learn about how I can help you with your insurance needs.
CONTACT ME

OFFICE HOURS
Monday - Thursday
8:00 a.m. - 5:00 p.m.
Friday
8:00 a.m. - 3:00 p.m.

CALL

FAX
847-255-0302

LOCATION
3135 N Wilke Rd Suite A
Arlington Heights, IL 60004

DENNIS CHORNEY

WORKING WITH ME
I started working at Kensington Insurance Agency in 1999. I have been a Certified Public Accountant (CPA). My passion is building a lifelong relationship with my clients.
ABOUT ME
I am happily married with two children and six grandchildren.
SERVICES I PROVIDE
Visit Our Services to learn about how I can help you with your insurance needs.
KENSINGTON TEAM MEMBER SINCE
1999
CONTACT ME

OFFICE HOURS
Monday - Thursday
8:00 a.m. - 5:00 p.m.
Friday
8:00 a.m. - 3:00 p.m.

CALL

FAX
847-255-2122

LOCATION
3135 N Wilke Rd Suite A
Arlington Heights, IL 60004

HANNAH GRAHAM

WORKING WITH ME
I love building relationships with people, especially our Kensington Insurance Agency clients, and helping both our current and prospective clients with all their insurance coverage needs. My key to success as an Agent at Kensington Insurance Agency is to continually strive to go above and beyond for every one of our insurance clients and provide the best customer support and service possible.
For nearly 10 years I’ve been working in the insurance industry and am Property & Casualty Insurance Licensed. Through nearly a decade of insurance industry experience, I’ve developed the expertise to answer any questions our clients or prospective clients may have about insurance and ensuring each customer has the coverage that’s best for their insurance needs, no matter what those needs may be.
KENSINGTON TEAM MEMBER SINCE
2019
ABOUT ME
When I’m not working at Kensington Insurance Agency, I enjoy spending time with my family camping and snowmobiling. I also love to cook and spend time with my (big!) babies — my two dogs who come in at 140 pounds each!
SERVICES I PROVIDE
Visit Our Services to learn about how I can help you with your insurance needs.
CONTACT ME

OFFICE HOURS
Monday - Thursday
8:00 a.m. - 5:00 p.m.
Friday
8:00 a.m. - 3:00 p.m.

CALL

FAX
847-368-1138

LOCATION
3135 N Wilke Rd Suite A
Arlington Heights, IL 60004

Elvira Kunica

WORKING WITH ME
As an Administrative Assistant providing executive level support, I would like to continue my development of knowledge and skills that I already have; to provide levels of support to the office.
I love building relationships with people, especially our Kensington insurance clients, and helping both our current and prospective clients.
Having been in the service industry, I strive to build a strong foundation of working with customers to make sure all their questions are answered, and needs are met. Accurately assessing clients’ needs to provide the proper direction for each client.
KENSINGTON TEAM MEMBER SINCE
2023
ABOUT ME
When not at Kensington, I love to spend time with my family and friends on the weekends.
SERVICES I PROVIDE
Visit Our Services to learn about how I can help you with your insurance needs.
CONTACT ME

OFFICE HOURS
Monday - Thursday
8:00 a.m. - 5:00 p.m.
Friday
8:00 a.m. - 3:00 p.m.

CALL

FAX
847-807-7016

LOCATION
3135 N Wilke Rd Suite A
Arlington Heights, IL 60004

KURT REIF, SR.

WORKING WITH ME
My passion is working with clients and learning their stories.
ABOUT ME
When not focused on meeting Kensington Insurance Agency client needs, I enjoy golfing and grilling.
SERVICES I PROVIDE
Visit Our Services to learn about how I can help you with your insurance needs.
KENSINGTON TEAM MEMBER SINCE
1979
CONTACT ME

OFFICE HOURS
Monday - Thursday
8:00 a.m. - 5:00 p.m.
Friday
8:00 a.m. - 3:00 p.m.


FAX
847-255-0300

LOCATION
3135 N Wilke Rd Suite A
Arlington Heights, IL 60004

KURT REIF

WORKING WITH ME
I am a Certified Financial Planner (CFP) and have been in the industry for nearly twenty years, developing a deep understanding and extensive expertise. My approach is built around an ability to foster connections with people and build relationships.
As a true people person, I love nothing more than to meet a new client, learn their story, and spend time helping them plan their lives to ensure they can finish their story just as they wish.
For me, every single person I meet is always worth it. I’m focused on listening, the stories, and the friendships. I want my clients to get to know me, just as I get to know them. I want them to know what to expect. And most importantly, I want them to believe that they’re in good hands.
KENSINGTON TEAM MEMBER SINCE
1999
SERVICES I PROVIDE
Visit Our Services to learn about how I can help you with your insurance needs.
CONTACT ME

OFFICE HOURS
Monday - Thursday
8:00 a.m. - 5:00 p.m.
Friday
8:00 a.m. - 3:00 p.m.

CALL

FAX
847-255-2534

LOCATION
3135 N Wilke Rd Suite A
Arlington Heights, IL 60004

TERRY RUFF

KENSINGTON TEAM MEMBER SINCE
WORKING WITH ME
I have over 30 years of experience in the insurance industry in all lines of insurance. All of my insurance experience has been working with clients to create programs that meet their personal insurance coverage needs.
As a Senior Vice President at Kensington Insurance Agency, my approach when meeting a potential or new Kensington Insurance client is to understand their insurance coverage needs, both short and long term. After analyzing each client's individual insurance needs, I then formulate a personalized plan of action to help each client accomplish their goals.
In addition to being Insurance Licensed, I am a Certified Insurance Counselor (CIC). CIC is often considered the “gold standard” insurance designation offered by the National Alliance for Insurance Education & Research. As one of only 31,500 CICs, I’m part of an elite group of insurance professionals committed to going above and beyond the minimum insurance industry requirements and staying on top of insurance trends and practices to better meet the needs of our insurance clients.
1999
ABOUT ME
When not focused on meeting Kensington Insurance Agency client needs, being involved in my community is an important part of who I am, as a service club sponsor and a member of my park district board of commissioners.
SERVICES I PROVIDE
Visit Our Services to learn about how I can help you with your insurance needs.
CONTACT ME

OFFICE HOURS
Monday - Thursday
8:00 a.m. - 5:00 p.m.
Friday
8:00 a.m. - 3:00 p.m.

CALL

FAX
847-255-0301

LOCATION
3135 N Wilke Rd Suite A
Arlington Heights, IL 60004

Kensington Insurance Agency Inc. provides high-quality customized insurance policies with outstanding customer service and support and a personal touch. Kensington Insurance Agency, Inc.serves Illinois, Indiana, and Wisconsin with insurance policies and coverage to meet all your insurance needs. Coverage offered by Kensington Insurance Agency, Inc. includes Auto insurance, ATV insurance, Boat insurance, Condo insurance, Health insurance, Home insurance, Life insurance, Motorcycle insurance, Renters insurance, RV / Camper insurance, Snowmobile insurance, and Umbrella insurance.